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12 results for Analyst Graduate jobs in Brussels within a 30 km radius
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Juriste junior - Analyste institutionnel(le) (F/H/X)
Juriste junior - Analyste institutionnel(le) (F/H/X)
Nationale Bank van België NV / Banque Nationale de Belgique SA
Brussel
Nationale Bank van België NV / Banque Nationale de Belgique SA * Brussel * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten - Introductie - Bij de Nationale Bank van België (NBB) zoeken we een junior Jurist(e) om onze dienst Prudentieel Toezicht op Banken en Beursvennootschappen te versterken. Deze dienst staat in voor het toezicht op kredietinstellingen en beursvennootschappen met uiteenlopende omvang, activiteiten en risicoprofielen en ziet erop toe dat deze financiële instellingen hun activiteiten uitoefenen en hun risico's beheren op een gezonde en voorzichtige manier, overeenkomstig de geldende regelgeving. Jouw verantwoordelijkheden - Binnen deze dienst zal je als Jurist(e) verantwoordelijkheden toegewezen krijgen met betrekking tot meerdere financiële instellingen binnen een multidisciplinair team.
Nationale Bank van België NV / Banque Nationale de Belgique SA * Brussel * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten - Introductie - Bij de Nationale Bank van België (NBB) zoeken we een junior Jurist(e) om onze dienst Prudentieel Toezicht op Banken en Beursvennootschappen te versterken. Deze dienst staat in voor het toezicht op kredietinstellingen en beursvennootschappen met uiteenlopende omvang, activiteiten en risicoprofielen en ziet erop toe dat deze financiële instellingen hun activiteiten uitoefenen en hun risico's beheren op een gezonde en voorzichtige manier, overeenkomstig de geldende regelgeving. Jouw verantwoordelijkheden - Binnen deze dienst zal je als Jurist(e) verantwoordelijkheden toegewezen krijgen met betrekking tot meerdere financiële instellingen binnen een multidisciplinair team.
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No match yet? There are 11 more jobs that could match your search
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We are looking for a Performance Management Analyst to join the team at our corporate office in Brussels, Belgium. Education:Recently graduated with a master's degree from a top science, engineering or management university.
We are looking for a Performance Management Analyst to join the team at our corporate office in Brussels, Belgium. Education:Recently graduated with a master's degree from a top science, engineering or management university.
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We are looking for a Junior Performance Management Analyst to join the team at our corporate office in Brussels, Belgium. Education:Recently graduated with a master's degree from a top science, engineering or management university.
We are looking for a Junior Performance Management Analyst to join the team at our corporate office in Brussels, Belgium. Education:Recently graduated with a master's degree from a top science, engineering or management university.
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Ons Graduate Specialist Program (GSP) is geen standaard traineeship.
Ons Graduate Specialist Program (GSP) is geen standaard traineeship.
Field and Test Engineer - sensor technology / industrial inspection / monitoring, Leuven
Field and Test Engineer - sensor technology / industrial inspection / monitoring, Leuven
Isenspro
Leuven
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Graduate/master mechanics or electronics who likes to work hands on with HW and SW.
Graduate/master mechanics or electronics who likes to work hands on with HW and SW.
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Senior Customer & Application Development Engineer, Coatings
Senior Customer & Application Development Engineer, Coatings
Exxon Mobil Corporation
Machelen, BRU, BE
B.S. or graduate degree in Engineering, Chemistry, Chemical Engineering or Material Science
B.S. or graduate degree in Engineering, Chemistry, Chemical Engineering or Material Science
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You are pursuing a Graduate, Bachelor's or Master's degree.
You are pursuing a Graduate, Bachelor's or Master's degree.
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You will focus on positions for interns and recent graduates in various business consulting departments in Brussels, Belgium, and occasionally for other locations across the global Eurofins network - Leadand manage the recruiting process for interns and top recent graduates,acting as the bridgebetween and . Background and education:Recently graduated from a master's degree in business, communication, human resources management, or a related field.
You will focus on positions for interns and recent graduates in various business consulting departments in Brussels, Belgium, and occasionally for other locations across the global Eurofins network - Leadand manage the recruiting process for interns and top recent graduates,acting as the bridgebetween and . Background and education:Recently graduated from a master's degree in business, communication, human resources management, or a related field.
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Are you looking to further develop your recruitmentexpertise, contribute to employer branding initiatives, and connect with ambitious international students and recent graduates? You will primarily recruit interns and recent graduates for various corporate and business support departments in Brussels, Belgium, while occasionallysupportingrecruitmentprocessesacross the global Eurofins network. Leadthe end-to-end recruitment process for interns and recent graduates, acting as the main point of contact for both candidates and hiring managers.
Are you looking to further develop your recruitmentexpertise, contribute to employer branding initiatives, and connect with ambitious international students and recent graduates? You will primarily recruit interns and recent graduates for various corporate and business support departments in Brussels, Belgium, while occasionallysupportingrecruitmentprocessesacross the global Eurofins network. Leadthe end-to-end recruitment process for interns and recent graduates, acting as the main point of contact for both candidates and hiring managers.
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Deelname aan het Eurofins Graduates Program voor trainees waarin je wordt ondersteund met trainingen voor hard- en softskills;
Deelname aan het Eurofins Graduates Program voor trainees waarin je wordt ondersteund met trainingen voor hard- en softskills;
The Communications Division of Human Rights Watch (HRW) is seeking a university student or recent graduate to intern full-time in the Brussels office. Eligible applicants include students enrolled in a university or other academic institutions for the duration of the internship term or recent graduates of an academic program who are undergoing an internship for further training. Interns who are recent graduates will receive a gross stipend of EUR 1055.94 per month.
The Communications Division of Human Rights Watch (HRW) is seeking a university student or recent graduate to intern full-time in the Brussels office. Eligible applicants include students enrolled in a university or other academic institutions for the duration of the internship term or recent graduates of an academic program who are undergoing an internship for further training. Interns who are recent graduates will receive a gross stipend of EUR 1055.94 per month.
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It offers a strong learning opportunity and exposure to senior leadership, making it an ideal next step for a young graduate or a candidate with a first professional experience. * Young graduate or candidate with a first experience (, office assistant, or similar)
It offers a strong learning opportunity and exposure to senior leadership, making it an ideal next step for a young graduate or a candidate with a first professional experience. * Young graduate or candidate with a first experience (, office assistant, or similar)
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You will provide direct, daily support to the for Europe, playing a crucial part in our operational success. * Reporting & Analytics: Drive the creation of weekly and monthly quality reports, transforming complex data into critical insights for leadership. * Meeting & Presentation Support: Prepare compelling presentations and materials for key meetings, ensuring information is clear, concise, and impactful. * Logistical Coordination: Oversee logistical follow-ups and coordination to ensure operational efficiency and timely execution. Internship Requirements * For a Mandatory Internship: Your University/College must be located in a member state of the EU. * For a Voluntary Internship: You must be an EU citizen or have a work permit for Belgium. * Robert Bosch NV/SA * Brussels * Stage * Voltijds - Snel solliciteren - The name Robert Bosch stands worldwide for excellent expertise and the diversity of products from the ...
You will provide direct, daily support to the for Europe, playing a crucial part in our operational success. * Reporting & Analytics: Drive the creation of weekly and monthly quality reports, transforming complex data into critical insights for leadership. * Meeting & Presentation Support: Prepare compelling presentations and materials for key meetings, ensuring information is clear, concise, and impactful. * Logistical Coordination: Oversee logistical follow-ups and coordination to ensure operational efficiency and timely execution. Internship Requirements * For a Mandatory Internship: Your University/College must be located in a member state of the EU. * For a Voluntary Internship: You must be an EU citizen or have a work permit for Belgium. * Robert Bosch NV/SA * Brussels * Stage * Voltijds - Snel solliciteren - The name Robert Bosch stands worldwide for excellent expertise and the diversity of products from the ...
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Robert Half is currently looking for a Finance ERP Project Coordinator (M/F/X) for an assignment of approximately 6 months. Interested in this interim Finance ERP Project Coordinator role? * Experience in Finance/ERP-project coordination * Tracking project milestones, deadlines, and priorities * Structuring and centralizing project documentation * Robert Half * Brussels * Freelance * Voltijds - Snel solliciteren - This organisation is located in the Brussels region and operates in the engineering sector. * Coordinating updates to processes and work instructions * Supporting consistency and alignment across procedures and ways of working * Facilitating communication and coordination between internal * Identifying risks or bottlenecks and helping define improvement actions * Strong experience in financial processes * Knowledge of MS Dynamics 365 is a strong plus * Strong communication skills - Feel free to send us your CV.
Robert Half is currently looking for a Finance ERP Project Coordinator (M/F/X) for an assignment of approximately 6 months. Interested in this interim Finance ERP Project Coordinator role? * Experience in Finance/ERP-project coordination * Tracking project milestones, deadlines, and priorities * Structuring and centralizing project documentation * Robert Half * Brussels * Freelance * Voltijds - Snel solliciteren - This organisation is located in the Brussels region and operates in the engineering sector. * Coordinating updates to processes and work instructions * Supporting consistency and alignment across procedures and ways of working * Facilitating communication and coordination between internal * Identifying risks or bottlenecks and helping define improvement actions * Strong experience in financial processes * Knowledge of MS Dynamics 365 is a strong plus * Strong communication skills - Feel free to send us your CV.
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The opportunity to lead impactful projects and make a tangible contribution to industrial performance improvement. * Robert Walters * Brussels * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten - Snel solliciteren - Join a leading in the pharmaceutical industry based in Drogenbos and become a key contributor to the optimization of operations at its production site during a period of significant capital investment and transformation. * Partnering closely with the Site Head to identify and implement Operational Excellence initiatives and support the deployment of the Hoshin Kanri methodology across the site. * Collaborating with the Technical, Supply Chain, Production and Quality departments to ensure alignment and continuous improvement of operational processes. * Working closely with global teams to coordinate improvement projects, share best practices and drive ...
The opportunity to lead impactful projects and make a tangible contribution to industrial performance improvement. * Robert Walters * Brussels * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten - Snel solliciteren - Join a leading in the pharmaceutical industry based in Drogenbos and become a key contributor to the optimization of operations at its production site during a period of significant capital investment and transformation. * Partnering closely with the Site Head to identify and implement Operational Excellence initiatives and support the deployment of the Hoshin Kanri methodology across the site. * Collaborating with the Technical, Supply Chain, Production and Quality departments to ensure alignment and continuous improvement of operational processes. * Working closely with global teams to coordinate improvement projects, share best practices and drive ...
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Project Manager for European Standards in Sustainable Systems and Consumers Security and Defence
Project Manager for European Standards in Sustainable Systems and Consumers Security and Defence
Profile Group
Brussels
The Project Manager for European Standards in Sustainable Systems and Consumers will be in charge of Technical Committees in the field of security and defence, accessibility and services interacting with CEN and CENELEC Members' representatives and experts from different background/industries and nationalities. Permanent position for curious candidates interested in the world of consumers in Europe, particularly security and defence (including sustainability and accessibility aspects), who are motivated to understand complex problems, facilitate dialogue between parties, and build consensus on technical topics while reconciling diverging interests. The department also covers standards in the fields of security and defence with attention to sustainability, accessibility, and services aspects. * Security and defence, files associated to societal and ...
The Project Manager for European Standards in Sustainable Systems and Consumers will be in charge of Technical Committees in the field of security and defence, accessibility and services interacting with CEN and CENELEC Members' representatives and experts from different background/industries and nationalities. Permanent position for curious candidates interested in the world of consumers in Europe, particularly security and defence (including sustainability and accessibility aspects), who are motivated to understand complex problems, facilitate dialogue between parties, and build consensus on technical topics while reconciling diverging interests. The department also covers standards in the fields of security and defence with attention to sustainability, accessibility, and services aspects. * Security and defence, files associated to societal and ...
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Onze Project Managers hebben diverse achtergronden: professionele bachelors in architectuur, bouwkunde, industriële of burgerlijke ingenieurswetenschappen, ingenieurs in materiaalkunde of scheikunde, en zelfs PhD's. * Onze General Manager, Caroline Ladang, burgerlijk ingenieur (KU Leuven), kent het vak van Project Manager door en door. * Je beschikt over een (professionele) bachelor of een masterdiploma: architectuur, bouwkunde, biowetenschappen, materiaalkunde, geologie, scheikunde, milieu, wiskunde, of gelijkwaardig door ervaring. * Je hebt enkele jaren ervaring in het bovengenoemde vakgebied of hebt al een eerste werkervaring in een studiebureau. * Doorgroeimogelijkheden naar functies zoals sectordeskundige of expert. * Brussel -Thuis * Vast contract, onbepaalde tijd * Thuiswerken mogelijk, Voltijds “PROCERTUS, Certification that builds trust!”
Onze Project Managers hebben diverse achtergronden: professionele bachelors in architectuur, bouwkunde, industriële of burgerlijke ingenieurswetenschappen, ingenieurs in materiaalkunde of scheikunde, en zelfs PhD's. * Onze General Manager, Caroline Ladang, burgerlijk ingenieur (KU Leuven), kent het vak van Project Manager door en door. * Je beschikt over een (professionele) bachelor of een masterdiploma: architectuur, bouwkunde, biowetenschappen, materiaalkunde, geologie, scheikunde, milieu, wiskunde, of gelijkwaardig door ervaring. * Je hebt enkele jaren ervaring in het bovengenoemde vakgebied of hebt al een eerste werkervaring in een studiebureau. * Doorgroeimogelijkheden naar functies zoals sectordeskundige of expert. * Brussel -Thuis * Vast contract, onbepaalde tijd * Thuiswerken mogelijk, Voltijds “PROCERTUS, Certification that builds trust!”
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A well-established financial institution with strong European backing is looking for an experienced Internal Auditor to strengthen its Internal Audit department in Belgium. One of our clients is looking for an experienced Internal Auditor in Brussels. As an Internal Auditor, you will participate in audit assignments covering multiple business lines and support functions within the bank. This position offers broad exposure across the organization and the opportunity to assess a wide variety of banking activities while contributing directly to the improvement of governance, risk management, and internal control processes. Working closely with operational teams and management, you will evaluate processes, identify potential risks, and provide practical recommendations aimed at strengthening internal controls and operational efficiency.
A well-established financial institution with strong European backing is looking for an experienced Internal Auditor to strengthen its Internal Audit department in Belgium. One of our clients is looking for an experienced Internal Auditor in Brussels. As an Internal Auditor, you will participate in audit assignments covering multiple business lines and support functions within the bank. This position offers broad exposure across the organization and the opportunity to assess a wide variety of banking activities while contributing directly to the improvement of governance, risk management, and internal control processes. Working closely with operational teams and management, you will evaluate processes, identify potential risks, and provide practical recommendations aimed at strengthening internal controls and operational efficiency.
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Our client, an international and fast-growing organization, is looking for a Tax Analyst to strengthen its Finance team. Are you an experienced tax professional looking to take ownership of tax compliance at a European level? You will play a key role in ensuring compliance, managing tax risks, and supporting strategic decisions. * Sales Lists, and Corporate Income Tax returns (in collaboration with external ). * Guarantee compliance with European and local tax regulations. Identify and manage tax risks, including indirect taxes and customs duties. * Coordinate tax audits and prepare the required documentation. * Coordinate corporate income tax processes and ensure accurate tax reporting. * Perform balance sheet reviews for tax-related accounts and support closing activities. * Bachelor's or Master's degree in Tax, Accounting, Finance, or Economics.
Our client, an international and fast-growing organization, is looking for a Tax Analyst to strengthen its Finance team. Are you an experienced tax professional looking to take ownership of tax compliance at a European level? You will play a key role in ensuring compliance, managing tax risks, and supporting strategic decisions. * Sales Lists, and Corporate Income Tax returns (in collaboration with external ). * Guarantee compliance with European and local tax regulations. Identify and manage tax risks, including indirect taxes and customs duties. * Coordinate tax audits and prepare the required documentation. * Coordinate corporate income tax processes and ensure accurate tax reporting. * Perform balance sheet reviews for tax-related accounts and support closing activities. * Bachelor's or Master's degree in Tax, Accounting, Finance, or Economics.
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A fast-growing consulting firm specialized in the financial services industry is looking for several KYC / AML Consultants to support major banking institutions in strengthening their compliance and financial crime frameworks. As a KYC / AML Consultant, you will contribute to the implementation and enhancement of compliance processes related to Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), and Know Your Customer (KYC) obligations. Are you a KYC/AML consultant looking for a new challenge in Brussels? AML & Risk Monitoring * Contribute to AML/CFT investigations and ongoing monitoring activities * Stay informed on evolving AML/KYC regulations and industry standards * Provide guidance and support to colleagues regarding KYC/AML best practices * Junior profiles: first experience in KYC, AML, compliance, audit, or banking operations
A fast-growing consulting firm specialized in the financial services industry is looking for several KYC / AML Consultants to support major banking institutions in strengthening their compliance and financial crime frameworks. As a KYC / AML Consultant, you will contribute to the implementation and enhancement of compliance processes related to Anti-Money Laundering (AML), Counter Terrorist Financing (CTF), and Know Your Customer (KYC) obligations. Are you a KYC/AML consultant looking for a new challenge in Brussels? AML & Risk Monitoring * Contribute to AML/CFT investigations and ongoing monitoring activities * Stay informed on evolving AML/KYC regulations and industry standards * Provide guidance and support to colleagues regarding KYC/AML best practices * Junior profiles: first experience in KYC, AML, compliance, audit, or banking operations
Collaborate with both the Campus and International Recruiting Teams, attending virtual and in person campus events and presentations as appropriate * Profile Group * Brussels * Vast contract, bepaalde tijd * Thuiswerken mogelijk, Voltijds - Solliciteer als één van de eersten - Join BCG and contribute to unlocking the potential of those who advance the world - Do you thrive on delivering results? * Would you like to work with BCG, the firm who pioneered strategic managing consulting * In a fast-paced, innovative work environment * In a multicultural workplace that values both diversity and integrity * With a collaborative team spirit and friendly working atmosphere * Supportive onboarding * Whose priorities are excellence and impact * Whose offices are both modern and easily accessible by public transport - Your responsibilities - This is a highly dynamic role to secure the best talent in the market.
Collaborate with both the Campus and International Recruiting Teams, attending virtual and in person campus events and presentations as appropriate * Profile Group * Brussels * Vast contract, bepaalde tijd * Thuiswerken mogelijk, Voltijds - Solliciteer als één van de eersten - Join BCG and contribute to unlocking the potential of those who advance the world - Do you thrive on delivering results? * Would you like to work with BCG, the firm who pioneered strategic managing consulting * In a fast-paced, innovative work environment * In a multicultural workplace that values both diversity and integrity * With a collaborative team spirit and friendly working atmosphere * Supportive onboarding * Whose priorities are excellence and impact * Whose offices are both modern and easily accessible by public transport - Your responsibilities - This is a highly dynamic role to secure the best talent in the market.
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You are currently a student pursuing a degree in Marketing, Communication, Business, Translation, or Language Studies, with a clear passion for content creation and marketing communications. In this dynamic role, you will be a key player in our marketing efforts, focusing on both content creation and campaign execution for the Benelux market. * Translate & Localize: You will deliver high-quality translations from English to Dutch and French for a wide range of marketing materials, including websites, social media, newsletters, and videos, skillfully adapting the content to resonate with the Benelux market. * Create Engaging Content: Support the creation of compelling marketing content that highlights the innovation and value of Bosch parts, equipment, and services. Marketing & Campaign Support * Event & Logistical Support: Contribute to the successful organization of customer events and ...
You are currently a student pursuing a degree in Marketing, Communication, Business, Translation, or Language Studies, with a clear passion for content creation and marketing communications. In this dynamic role, you will be a key player in our marketing efforts, focusing on both content creation and campaign execution for the Benelux market. * Translate & Localize: You will deliver high-quality translations from English to Dutch and French for a wide range of marketing materials, including websites, social media, newsletters, and videos, skillfully adapting the content to resonate with the Benelux market. * Create Engaging Content: Support the creation of compelling marketing content that highlights the innovation and value of Bosch parts, equipment, and services. Marketing & Campaign Support * Event & Logistical Support: Contribute to the successful organization of customer events and ...
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To support its growth in Belgium, the company is looking for a hands-on Business Development Lead who will play a key role in expanding the local business, driving revenue, and establishing the company as a market leader in AI-driven digital solutions. Business Development & Sales * Proven track record in business development and closing deals * Background in agencies, digital services companies, or software providers - Our client is a leading European digital agency specialized in the design and development of AI-native digital products (mobiel, web, agents) for customers across different industries. * Proactively drive new business acquisition in Belgium * Build and lead a local commercial team * Unique opportunity to join a company at the forefront of the AI revolution in digital product development * Michael Page * Brussels * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten
To support its growth in Belgium, the company is looking for a hands-on Business Development Lead who will play a key role in expanding the local business, driving revenue, and establishing the company as a market leader in AI-driven digital solutions. Business Development & Sales * Proven track record in business development and closing deals * Background in agencies, digital services companies, or software providers - Our client is a leading European digital agency specialized in the design and development of AI-native digital products (mobiel, web, agents) for customers across different industries. * Proactively drive new business acquisition in Belgium * Build and lead a local commercial team * Unique opportunity to join a company at the forefront of the AI revolution in digital product development * Michael Page * Brussels * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten
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Als IT Operations Officer werk je als Paradigm medewerker bij kanal.brussels waar je deel uitmaakt van het bestaande IT Team. * Paradigm * Brussels * Vast contract, onbepaalde tijd * Thuiswerken mogelijk, Voltijds - Solliciteer als één van de eersten - Paradigm is de instelling van openbaar nut die verantwoordelijk is voor de digitalisering van het Brussels Hoofdstedelijk Gewest. Wij ondersteunen onze klanten - de Brusselse openbare instellingen - in hun digitale transitie. Werken voor Paradigm betekent een reële impact hebben op het dagelijkse leven van de Brusselaars. Als directe ondersteuning van de draag je bij aan het structureren, organiseren en stroomlijnen van de dagelijkse IT-activiteiten. Je speelt een sleutelrol in de coördinatie door de kwaliteit, duidelijkheid en betrouwbaarheid van de informatie binnen het IT-team te waarborgen.
Als IT Operations Officer werk je als Paradigm medewerker bij kanal.brussels waar je deel uitmaakt van het bestaande IT Team. * Paradigm * Brussels * Vast contract, onbepaalde tijd * Thuiswerken mogelijk, Voltijds - Solliciteer als één van de eersten - Paradigm is de instelling van openbaar nut die verantwoordelijk is voor de digitalisering van het Brussels Hoofdstedelijk Gewest. Wij ondersteunen onze klanten - de Brusselse openbare instellingen - in hun digitale transitie. Werken voor Paradigm betekent een reële impact hebben op het dagelijkse leven van de Brusselaars. Als directe ondersteuning van de draag je bij aan het structureren, organiseren en stroomlijnen van de dagelijkse IT-activiteiten. Je speelt een sleutelrol in de coördinatie door de kwaliteit, duidelijkheid en betrouwbaarheid van de informatie binnen het IT-team te waarborgen.
For one of our clients in insurance, we are actively looking for a Liability Underwriter in Brussels. An international insurance company with a strong European presence is currently looking for a Liability Underwriter to strengthen its Corporate Underwriting team in Belgium. * Corporate insurance environments * Strong understanding of liability insurance products and underwriting principles * Opportunity to grow within a well-established international insurance group * Sander Brussels * Brussels * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten - This role offers the opportunity to combine technical underwriting expertise with relationship management in a dynamic and international environment focused on long-term partnerships and sustainable growth. Your Role - As part of the Liability Underwriting team, you will manage and develop a portfolio of corporate liability risks ...
For one of our clients in insurance, we are actively looking for a Liability Underwriter in Brussels. An international insurance company with a strong European presence is currently looking for a Liability Underwriter to strengthen its Corporate Underwriting team in Belgium. * Corporate insurance environments * Strong understanding of liability insurance products and underwriting principles * Opportunity to grow within a well-established international insurance group * Sander Brussels * Brussels * Vast contract, onbepaalde tijd * Voltijds - Solliciteer als één van de eersten - This role offers the opportunity to combine technical underwriting expertise with relationship management in a dynamic and international environment focused on long-term partnerships and sustainable growth. Your Role - As part of the Liability Underwriting team, you will manage and develop a portfolio of corporate liability risks ...